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Foreclosure Effects In Summerville South Carolina – What Sellers Need To Know

foreclosure effects in SummervilleForeclosure is a nightmare to any family going through it irrespective of the reasons why they are about to lose their home. Today we are going to look at the foreclosures effects in Summerville South Carolina and what local mobile home sellers need to know. First we will look at the effects and the ways of easing them.

Foreclosure Effects in Summerville South Carolina to Sellers

  • Loss of your home – Pretty self-explanatory here. The major end result of a foreclosure in South Carolina is of course the loss of the home to the bank.
  • Decrease in Your Credit RatingYour credit rating will be lowered by the foreclosure. How much? It depends on how high your current credit score is… but the higher your current credit score… the more your score will drop after a foreclosure. If you have a credit score of 680 or higher… you may see a drop of 100+ points.
  • Depression and Stress – Your mental health is at stake because of the high pressure situation. Going through a foreclosure is emotionally exhausting and frustrating to say the least.
  • Mobile Home Values In Your Community – Another one of the big foreclosure effects in Summerville South Carolina is that they tend to lower the overall value of the mobile homes in your neighborhood… especially if there are multiple foreclosures in the immediate area.

How You Can Ease The Effects Of Foreclosure In Summerville

For the well being of you and your family, you need to mitigate the effects of foreclosure as much as you can. The process can be frustrating and time consuming, but there are people who can help you navigate your different options in the process.


  1. Call your bank and work with them:  Most banks are very willing and ready to work with you… if you can show that with their help you can get back on track and save your mobile home.  Or, if you just want out of the mobile home but you owe more on the mobile home than it’s worth… see if the bank has any programs to lower the mortgage burden so you can get out from underneath it without it going through an expensive foreclosure.
  2. Talk with a local real estate expert, like Holy City Mobile Homes: We know the local Summerville real estate market well and are very experienced in the foreclosure process here in South Carolina.  Give us a call at 843-410-3050 and we can guide you toward the resources that can possibly help you.
  3. Sell your mobile home : If you’d rather find a way to sell your mobile home and avoid the foreclosure all together, great! We buy local Summerville mobile homes for cash… and would love to look at your situation and make you a fair all-cash offer on your mobile home.  Just call us at 843-410-3050 or shoot us your details through this website

With the above knowledge on foreclosure effects in Summerville – what sellers need to know, you can guard yourself by calling Holy City Mobile Homes at 843-410-3050 and we shall assist you in the shortest time possible to sell your mobile home. However, to fast track the process, kindly fill out our website contact form to give us more information about you. We’d love to connect with you and help you find the best solution!

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